At C. D. Bennett Agency of Illinois, we offer several pet health insurance brands -- including local carrier, Prudent Pet of Downers Grove. Prudent offers coverage for Cane Corso Mastiff, English and French Bulldog, Rottweiler, Shih Tzu, French Spaniel, Shiba Inu, Shepherds (Australian Shepherd, French, German Shepherd), and even mixed-breeds, all at affordable premium rates! Use CDBENIL at https://PrudentPet.com/CDB.
Health and Life Coverage for your furriest family members
Get flexible options like wellness coverage that covers annual exams and dental cleanings. Yes! There is even dental coverage for your dog or cat!
C. D. Bennett Agency Insurance even offers Accident-Only and Accident with Illness pet insurance coverage options customized to your dog's individual needs.
Our agency founder remembers when his childhood pet, Conscious the Dog, got into the path of a double-bladed weed cutter and suffered a serious injury to her right leg. His parents didn't have pet health coverage back then. Nobody did!
Aren't you glad C. D. Bennett can help you get it now?
We believe your doggo deserves the best possible medical care, regardless of the cost. Some pet insurance carriers pay up to 90% on covered medical costs for dogs or cats. Of course, there are a number of options from which you can choose to assure pet health insurance fits into your household budget.
Many seniors find themselves on somewhat limited budgets. So, when their best companion has an unexpected medical expense, it can throw a "monkey wrench" into their budget! For many senior citizens on Medicare, choosing a budget-friendly cat coverage plan is both a logical and prudent decision.
C. D. Bennett Agency Insurance offers Accident-Only and Accident with Illness pet insurance policies that are customized to your cat's individual needs.
We know pet insurance policies can be difficult to figure out. That’s why we’re advocates of helping people understand the ins and outs of pet insurance in simple human terms.
We'll focus on keeping the cat’s medical bills down; that way, you can concentrate on just enjoying its companionship and cherishing the memories. Call C. D. Bennett Agency Insurance of Illinois today. Aren't you at least a little curious about which pet insurance companies we have available and what they "exclude" from their cat coverage? We just need three simple answers to get you prices from our providers:
Is your cat Male or Female?
How old is your cat?
Which breed is your cat?
That is it. Call us now!
Our Partners Have:
Several Budget-friendly plans
Customized insurance coverage options
Quick and simple pet insurance claims processes
PPO-styled pet health insurance coverage with No in-network requirement
Compare pet insurance coverages and get a quote for your customized plan today. -- USE OUR AGENCY CODE: CDBENIL
Understanding Pet Health Insurance and Pricing | Premiums Vary By State (Illinois, Missouri, Iowa Have Different Rates), Breed (Cane Corso Mastiff, vs. Bulldog, Australian Shepherd or Golden Retriever Coverages Vary), Age, Male or Female. Submit Your Dogs Photo For Our Websites or Get A Quote Now!
C. D. Bennett Agency Insurance is a Retirement and Insurance Broker located in Illinois and serving clients in the states that border Illinois. Because so many of our retirees have and love their pets, we also broker the insurance products of several pet insurance providers. While each provider is somewhat different, there are several questions that tend to arise when customers begin to shop insurance for their dog or cat. Below, we have attempted to answer many of the most common concerns regarding what is covered, generally speaking, by pet insurance, and which type of plan is best for each situation.
Surgeries: Pet parents often ask, “Does pet insurance cover surgery? And which plan is best for this?”
An Accident-Only plan will cover necessary surgeries that are a result of an accident (if your pet eats a toy and needs it removed, for instance).
An Accident & Illness plan will cover surgeries needed from accidents and surgeries that are the result of an illness (if your pet needs a fatty lump or tumor removed, for example).
In short, surgeries are generlly covered by pet insurers under their appropriate plans unless they are the result of a pre-existing condition or otherwise not eligible for coverage.
Dental disease: Generally, an Accident and Illness plan will cover oral surgery related to an accident or illness.
Behavior issues: Treatment for behavioral issues are often covered by an Accident and illness plan.
Routine check-ups: These are often covered for certain scheduled exams offered by companies that offer Wellness coverage as an add-on.
Hip dysplasia: Several pet insurance carriers cover hip dysplasia under their Accident & Illness pet insurance coverage.
Microchip Implantation: This is generally covered under either Accident-Only or Accident & Illness Plans. Policies will cover microchip implantation by a veterinarian, but may not cover other associated fees for registration, monitoring, or renewal.
Euthanasia: Covered under most pet health policies.
As stated, the amount of coverage depends on if you choose an Accident-Only or Accident & Illness plan, and whether you include a Wellness Coverage add-on. Add-ons will cost more.
Illness Benefits
Expenses listed under Accident Benefits, when applicable to an illness
Cancer treatment (including, but not limited to, chemotherapy and radiation treatment)
Behavioral problems treatment (if performed by a veterinarian or through written referral by a vet to a Certified Applied Animal Behaviorist)
If you are looking for pet insurance that does cover preventive treatments like shots, consider adding optional coverage to your policy.
Optional Coverage: Wellness
Several carriers offer the option to increase your coverage by adding on Wellness at a later date.
This is an optional add-on that can be included for extra wellness coverage not included on your policy; for example, if you need pet insurance that covers vaccinations.
Wellness coverage must be added on with an Accident-Only or Accident & Illness plan. Wellness cannot be purchased individually as a stand-alone plan.
You will be reimbursed up to a specific dollar amount, not percentage, for Wellness coverage. Note that prices of wellness care from your veterinarian vary based on location.
Common Coverage:
Dental cleaning or Spay/Neuter
Annual exam
Heartworm/flea prevention
Deworming
Health certificate
Canine heartworm or Feline FELV
Urinalysis
Blood test
Fecal test
Canine Bordetella or Feline FELV
Canine DHLPP or Feline FVRCP
Canine Rabies and/or Canine Lyme, or Feline FIP
Note: There is no waiting period for Wellness Coverage, and you do not need to meet your deductible to be reimbursed for these treatments.
Like other types of insurance, certain conditions and situations are excluded and therefore will not be covered by your pet insurance policy.
Often, pet coverage carriers do not cover the cost of:
Boarding
Breeding, pregnancy, whelping, or nursing.
Conditions that occur during a waiting period.
Cosmetic/elective prostheses or procedures (e.g., claw removal, ear cropping, tail docking)
Funeral services, urns, or burial plots/fees.
Grooming or grooming supplies.
House call fees or time and travel expenses to and from the veterinarian or hospital.
Non-medical supplies intended to prevent injury or illness (e.g., toys, leashes, ramps, bedding).
Non-veterinary services such as administrative fees, membership fees, and tax.
Training or training devices.
Need a Quick Pet Health Quote or Question Answered?
Call Our Pet Health Answers Line: 888 869-7905 Call C. D. Bennett Agency Insurance 630 869-0896
